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In property insurance, the policyholder is required to carry coinsurance equal to a specified percentage of the value of property to receive full payment on a loss. The company does not have the right to cancel coverage except for nonpayment of premiums by the policy owner; however, the company can raise rates if they choose. Death Benefit — The limit of insurance or the amount of benefit that will be paid in the event of the death of a covered person. In life insurance, living and death benefits are listed. Coinsurance — An insurance-related term that describes a splitting or spreading of risk among multiple parties. Proof of Loss — A statement made regarding the extent of the claim, which may be requested in accordance with the conditions of the policy. Waiver of Premium — A provision in some insurance contracts that enables an insurance company to waive the collection of premiums while keeping the policy in force if the policyholder becomes unable to work because of an accident or injury. Losses Incurred Pure Losses — Net paid losses during the current year plus the change in loss reserves since the prior year-end. Extended Replacement Cost — This coverage pays a certain amount above the policy limit to replace a damaged home, generally percent or percent. Carrier — Insurance company or insurer. Actual Cash Value — The fair market value of property; technically replacement cost less depreciation. Automobile Liability Insurance — Coverage if an insured is legally liable for bodily injury or property damage caused by a vehicle that the individual owns or operates. Liability Insurance — Insurance that offers protection against third-party casino slot online automaten spielen kostenlos book of ra, which means that payment is made to someone who suffers loss caused by an insured person. Coverage — The http://www.karlsruhe-psychotherapie.de/ of protection provided under an casino online free movie jetzt pielen policy. Driver Training Discount — Casino online spiele jetzt spielen ohne anmeldung kostenlos discount for people who europa casino online simba spiele taken a driver training course; not available in all states or for all individuals. Arbitration — An alternative process of settling a dispute online casino mit echtgeld startguthaben spielcasino online an impartial party instead of litigation. Many insurance policies provide such coverages, but the two most often used are the Commercial Package Policy caesars casino online slot sizzling hot the Business Owners Policy. Online mobile casino no deposit bonus casino in deutschland Insurance — Protects homeowners from losses to their homes, personal property, and some types of http://www.spiel-des-jahres.de/de/gefoerdert-spielend-fit-in-deutsch or injury to others for which the homeowner is liable. Deductible casino slots free online starburts Amount of loss that the insured pays before the insurance kicks in.
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LANGES ERKLÄR VIDEO: BOOK OF RA Casino Tricks 2017 The policy does not build up any of the nonforfeiture values associated with Whole Life policies. Life Insurance — Policy taken out by the insured to pay the beneficiary a certain online casino free spins casino kostenlos ohne anmeldung upon the insured's death. Limit — The maximum amount of protection purchased by the insured for a specific coverage. Liability Insurance — Insurance that offers protection against third-party claims, which means that payment is made to someone who suffers loss caused by an insured person. Deductible — Amount of loss that the insured pays before the insurance kicks in. Auto Theft — Theft of an auto is a type of loss covered under comprehensive coverage. In health insurance, coinsurance is a percentage of each claim above the deductible paid by the policyholder. Waiver of Premium — A provision in some insurance contracts that enables an insurance company to waive the collection of premiums while keeping the policy in force if the policyholder becomes unable to work because of an accident or injury. Collision Insurance — Covers physical damage to an insured's automobile other than that covered under comprehensive insurance resulting from contact with another inanimate object. Named Perils — Perils specifically covered on a property insurance policy. Earthquake Insurance — A regular Homeowners policy will not include earthquake coverage, but it can be purchased as an endorsement or separate policy. Auto insurance coverage includes three broad categories of damage: Also guards against financial obligation or lawsuit in the event of an accident. Additional Living Expense Insurance — Coverage under a Homeowners, Condominium and Renters policy reimbursing costs of residing in a temporary location until the insured's home can be made whole again. Solvency — The financial stability of an insurance company that gives it the margin necessary to pay policyholder claims. Insurance Attorney - An attorney who practices the law as it relates to insurance matters. Driver Training Discount — A discount for people who have taken a driver training course; not available in all states or for all individuals.